Audi Flat Rate Insurance

Experience hassle-free insurance on the Audi A3 model range financed through Audi Financial Services. Say goodbye to insurance complexities and enjoy comprehensive coverage at a fixed rate of R899 for the first 12 months.

Key Features:

• Fixed Rate: Pay a flat rate of R899 for the first 12 months of coverage.

• Qualified Customers: Customers with over 3 years of No Claim Bonus and aged over 30 years are eligible.

• Inclusions: VAT, Car Hire (30 days), and SASRIA are included.

• Renewal Process: Renewal process begins on Month 10, with risk-profiled premiums applicable from Month 13 onwards.

• Non-Refundable and Non-Transferrable: Please note that refunds and transfers are not available.

This exclusive offer is available only for new cars at your nearest Audi Dealership. Valid until 30 September 2024 or while stocks last.

Terms and Conditions

• You are required to complete and sign a Debit Order form for the portion of the insurance premium that you will be liable for.

• You are required to pay the insurance premium for the duration of the policy.

• Kindly note that you may not use the vehicle for commercial purposes.

• The period of the insurance of the campaign is 12 months, thereafter you will be required to go through a revision process whereby PSG will assess your individual risk and a new insurance rate will be applied.

• The Principal & Regular driver must be 30 years and above with a 3 year claims free insurance history.

• No excess waiver may be applied.

• C1 / EC1 license types will be excluded on this campaign.

• Car Hire - Group B (30 days) is included in the premium.

• SASRIA is included in the premium.

• Kindly note that if you do not qualify for the flat rate offer, PSG will furnish you with a risk-based premium for your consideration.

• Should a driver younger than 30 years drive the vehicle on any occasion the standard Santam additional excess will apply.

Excess structure:

• Basic Excess: R5000, Additional Excess: R5000.

• Windscreen replacement excess of R1000 will apply.

• Nil excess on windscreen chip repairs.

Disclaimer

Offer calculated on model in standard specification with no extras included. Information subject to change without prior notification. All offers are mutually exclusive and cannot be combined with any other current offers. Insurance offer is subject to credit approval from Audi Financial Services a division of Volkswagen Financial Services South Africa (Pty) Ltd, an authorized Financial Services Provider (FSP No.44827) and Registered Credit Provider NCRCP6635. Available in the Republic of South Africa only. Offer valid until 30 September 2024 or while stocks last. Terms and Conditions apply.

The aforementioned flat rate insurance offer is facilitated by PSG Client Care Services, a division of PSG Wealth Financial Planning (Pty) Ltd (FSP 728), for purposes of administrating the non-life insurance offer. Policies are underwritten by Santam Limited, a Registered Insurer and authorised financial services provider (FSP 3416). Please refer to the insurance policy wording for the full benefits as well as the comprehensive terms and conditions of the insurance cover.

Frequently Asked Questions

1. What is flat rate insurance?

The flat rate premium is a fixed amount payable by the customer for the 1st 12 months of the motor insurance policy coming into effect for the specific models. On expiry of the 12 months, the customer(you) will be charged a risk rated premium based on their respective customer profile.

2. What is a Basic Excess?

This is the amount payable when an incident occurs, and a claim is registered.

3. What is an Additional Excess?

This is an additional amount payable when an incident occurs, and a claim is registered in addition to the Basic Excess because of having a discounted premium (Flat Rate).

4. I am below 30 years, and I cannot get this offer, why?

The premiums are calculated on specific risk profiles; hence specific age bands are required to qualify for this offer.

5. Why are only certain models on flat rate?

This is because the specific models are being supported by Audi Financial Services to subsidise the full premium payable for the model.

6. What is a No Claim Bonus (NCB)?

This is the years you have uninterrupted motor insurance without having any claims or incidents allocated to you, by the Insurer.

7. Why are my banking details and prior claims history required for capturing by the insurance agent?

Because you as the customer will pay the flat rate premium and you will be debited for this. Your claims history is required because after the flat rate promotional period, your profile will be used to calculate your specific risk rated premium.