Finance Options | Audi Sure Insurance | Audi South Africa
Audi Sure | Finance Options | Audi South Africa
Audi Sure Insurance
Audi Sure products provide essential protection for both you and your vehicle, enabling you to experience the joy of driving your Audi, leaving you safe in the knowledge that you’re fully prepared for whatever the future may hold. Our product range includes comprehensive insurance, debt protection, and shortfall cover.
Audi Sure Motor Comprehensive Insurance
What is Motor Comprehensive Insurance?
Audi Sure Motor comprehensive insurance is the most comprehensive, affordable motor insurance available from Audi. This unique product is designed to give you peace of mind and value for money, ensuring that every stage of your motoring life with Audi will be hassle free.
Benefits
Motor vehicle and personal lines cover.
The Audi Sure Motor vehicle and personal lines policy is suitable for anybody purchasing a new or used Audi and is conveniently available from any Audi Dealer in South Africa.
The Audi Sure Motor vehicle and personal lines policy is suitable for anybody purchasing a new or used Audi and is conveniently available from any Audi Dealer in South Africa.
For quotes contact us on: 0800 204 639
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.
Audi Sure Customer Protection Plan
What is Customer Protection Plan?
If you were to die, or be disabled, or get a life threatening disease, or be retrenched, this policy will help you meet your credit agreement obligations.
Maximum compensation
The policy pays a maximum amount of R1, 000, 000 (One Million Rand).
Benefits payable
- Death: An amount equal to the outstanding settlement will be paid to the financial institution so that the vehicle is totally paid up.
- Permanent Disability: An amount equal to the death benefit will be paid to the financial institution.
- Temporary Disability: While you remain temporarily disabled an amount equal to the monthly instalments will be paid.
- Retrenchment: The monthly instalment will be paid for a maximum of 3 months per claim and limited to a maximum period of 6 months (for a maximum of two claims).
- Dread Diseases: An amount equal to the death benefit will be paid to the financial institution on conclusive diagnosis of a serious and life threatening disease such as: heart attack, stroke, coronary artery surgery, cancer, kidney failure, organ transplant, paraplegia, coma, serious burns, surgery for disease of the aorta or blindness and loss of limbs.
- Financial Crisis Benefit: Includes all the above benefits as well as covering 3 (three) consecutive monthly credit/loan instalments for death of a spouse, birth of a child requiring incubation for at least 2 (two) weeks, hospitalization for a continuous period of more than 2 (two) weeks, booked off work by a medical doctor for a period of at least 6 (six) continuous weeks.
Pre-Existing conditions
- Loan amounts less than R200 000: Should your original loan amount be less than R200 000, you will not be covered for a pre-existing condition which was diagnosed or treated 12 months prior to inception of the policy, for the12 months after inception of the policy. There-after cover will be provided for this condition.
- Loan amounts more than R200 000: Pre-existing conditions will be excluded for the duration of the policy.
This CPP policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.
Audi Sure Shortfall Plus
What is Shortfall Plus?
When a car is written off and totally lost through theft, hijacking or accident, it is possible that a car owner may end up owing the bank the difference between the amount of the existing loan and the payout on their comprehensive policy.
This policy protects car owners from having to pay a ‘shortfall’ and also from the consequences of making mistakes that can jeopardise a claim.
The Shortfall Plus is a standalone policy which is purchased in addition to a motor comprehensive insurance policy. A condition of the Shortfall Plus policy is that you need to ensure that the vehicle is comprehensively insured for its full market value.
This policy protects car owners from having to pay a ‘shortfall’ and also from the consequences of making mistakes that can jeopardise a claim.
The Shortfall Plus is a standalone policy which is purchased in addition to a motor comprehensive insurance policy. A condition of the Shortfall Plus policy is that you need to ensure that the vehicle is comprehensively insured for its full market value.
Maximum Compensation
The maximum insured value on this policy is R1 000 000 (One Million Rand).
Benefits
- Shortfall Cover: When the vehicle is a total loss (written off, stolen or hi-jacked) and the outstanding balance owing to the bank is greater than the current value of the vehicle, you may claim against this policy benefit. The benefit will attend to the shortfall or the difference you owe the bank and the amount the insurance company pays.
- Violation of Conditions Cover: If you unintentionally fail to abide by a policy condition within your motor comprehensive policy and the insurance company rejects the claim, you may submit a claim against the Shortfall Plus policy's violation of conditions benefit. The excess applicable will be the excess payable on the comprehensive policy and in respect of ‘wrong class of use’ an additional 10% of the market value will be added.
- Bodyline Maintenance Cover: When the vehicle suffers minor damage and the total cost of repairs is less than the excess payable on the motor comprehensive policy, the vehicle may be repaired under this section of the policy. No excess is payable for this maintenance repair work.
- Loyalty Bonus: Where the vehicle is stolen and not recovered, or damaged beyond economical repair and is written off, we will pay a fixed amount of R5000 (Five Thousand Rand) towards the purchase of a replacement Audi vehicle provided that the new vehicle is purchased within 3 months of the above event from an approved Audi dealer.
- Personal Accident: A fixed benefit of R10 000 (Ten Thousand Rand) will be paid in the event that anyone dies or is permanently disabled as a result of an accident whilst travelling in the vehicle forming the subject matter of this policy. Maximum benefit of R50 000 (Fifty Thousand Rand) per event.
This Shortfall Plus policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.
Audi Sure Deposit Protector
What is Deposit Protector?
When a car is written off and totally lost through theft or accident, the comprehensive insurance payout for your car may not leave enough over for a deposit to buy a new vehicle. This policy makes sure that you get a deposit back – even if your car has depreciated in value since you bought it.
The Deposit Protector policy is a stand alone policy which may be purchased in addition to a motor comprehensive insurance policy.
A condition of the Deposit Protector policy is that you need to ensure that the vehicle is comprehensively insured for its full market value.
The Deposit Protector policy is a stand alone policy which may be purchased in addition to a motor comprehensive insurance policy.
A condition of the Deposit Protector policy is that you need to ensure that the vehicle is comprehensively insured for its full market value.
Benefits
- The maximum deposit insurable is 40% of the total sum insured (value of the vehicle) or the original deposit paid, whichever is the lesser, limited to a maximum of R50 000 (Fifty Thousand Rand).
- Where the vehicle is stolen and not recovered, or damaged beyond economical repair and is written off, you will be paid a deposit amount as shown above.
The Audi Financial Services Deposit Protector policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.
Audi Sure Return To Invoice Policy
What is Return to Invoice?
This guarantees a car owner that what they pay for the car they will get back if the car is written off or stolen during the period of insurance – which is a maximum of 36 months. This provides financial protection against automatic annual depreciation in car values which can cause financial loss to car owners despite excellent comprehensive insurance cover.
The Return to Invoice policy stands alone and independent and may be purchased in addition to a motor comprehensive insurance policy.
The Return to Invoice policy stands alone and independent and may be purchased in addition to a motor comprehensive insurance policy.
Benefits
When a vehicle is written off or stolen during the period of the insurance the benefit pays the difference between the original purchase price and the market value at the date of the loss.
Original purchase price: This is the amount shown on the purchase agreement or invoice (excluding any amount refundable such as credit life or motor warranty insurance premiums).
Market value of the vehicle at the date of loss:
This amount is the greater of the following:
• Either the Auto Dealers Guide
Or
• The amount paid by your comprehensive motor insurer at the date of loss.
Original purchase price: This is the amount shown on the purchase agreement or invoice (excluding any amount refundable such as credit life or motor warranty insurance premiums).
Market value of the vehicle at the date of loss:
This amount is the greater of the following:
• Either the Auto Dealers Guide
Or
• The amount paid by your comprehensive motor insurer at the date of loss.
Maximums
The maximum period of this cover is 36 months. Maximum cover insurable is R500 000 (Five Hundred Thousand Rand).
The Audi Financial Services Return to Invoice Policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
The Audi Financial Services Return to Invoice Policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.
Audi Sure Retrenchment Policy
What is Retrenchment Policy
When you are involuntarily retrenched, this product will take care of your monthly vehicle instalments, leaving you to focus on finding alternative employment and not worry about paying your monthly vehicle instalments.
Important notes to remember
- There is no cover for the first 3(three) months after inception of this policy.
- The benefit is payable only in the event of an involuntary retrenchment.
- The first month after retrenchment you will be responsible for your finance instalment. The policy will only start paying the monthly instalment from the 2nd month after your retrenchment.
- The benefit is limited to 6 (six) months’ monthly instalments after the first retrenchment, with a further three (3) months’ benefit left in the event of a second retrenchment. The total and maximum benefit is nine (9) months’ instalments.
- Payment of the policy benefit will stop after re-employment or when the maximum benefit has been paid.
The following people are not eligible to purchase a Retrenchment Policy
- Self-employed individuals
- Sole proprietors
- Partners in firms or associations
- Members of a close corporation
- If you are employed in a business owned by a member of your family
New and Used Cars
The Audi Financial Services Retrenchment Policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.
Audi Sure S.M.A.R.T.
What is S.M.A.R.T?
This policy is a revolutionary insurance policy that covers small damage to your vehicle, keeping it in tip-top condition without denting your no-claim bonus.
Maximum compensation
The policy pays for vehicle damages up to a maximum amount of R2000.
Benefits of purchasing a SMART Policy
- Keep your no-claim bonus on your standard motor insurance impeccable
- Free your car from little scrapes, trolley-bashings, scratches and chips
- Rapid repair centres countrywide
- Improve the resale value of your car
- Policy covers private and fleet owners
The SMART policy does NOT cover the following:
- Collision damage
- Panel replacement
- Hail damage
- Stickers and decals
- Beading and mouldings
- Any claim within the first 30 days after inception of your Chips and Dents policy
- Liability cover
Vehicles NOT covered by the Chips and Dents policy
- Quad Bikes
- Scooters
- Trailers or Boats
- Minibuses
- Panel vans (with a gross mass exceeding 3500kg)
- Motorcycles
- Caravans
- Motor homes
Excess is R0.00
This SMART policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This SMART policy is suitable for anybody purchasing a new or used Audi, financed through Audi Financial Services, and is conveniently available from any Audi Dealer in South Africa.
This brief summary is for information and marketing purposes only. Please refer to the full policy wording available from Hollard Insurance for all the contractual terms and conditions.